The Cross-Border
Playbook.
Everything the Indian investor needs to know about capital controls, taxation, and asset protection.
- LRS & Funds
- Golden Visa
- Taxation
- Crypto
LRS & Funds
Capital Deployment via LRS
The most common question we get: “How do I legally send money from India to buy in Dubai?”
Under the Reserve Bank of India’s (RBI) Liberalised Remittance Scheme, every resident Indian (including minors) has a strategic allowance to deploy capital globally. This is your gateway to dollar-denominated assets.
Annual Individual Cap
$250,000
Per Financial Year
Family Buying Power (Family of 4)
$1,000,000
Combined Annual Power
The Process
- Designated Account: Open an LRS-specific account with your Indian bank.
- Form A2 Compliance: Bank files form A2 and a declaration.
- Direct Remittance: Funds move directly from your Indian bank to the Developer’s Escrow Account in Dubai. Zero intermediaries.
Tax Collected at Source (TCS)
As of April 1, 2025, a 20% TCS applies only on amounts exceeding ₹10 Lakhs per financial year for investment purposes.
Note: TCS is not a cost. It is an advance tax payment adjustable against your annual income tax liability in India.
Golden Visa
The Golden Visa
Dubai’s residency program is one of the most attractive in the world. Real estate investment is the fastest route to securing a long-term residency for you and your family.
2-Year Property Visa
Standard Residency
Investment Required
AED 750,000
(₹1.7 Cr approx)
Condition
Ready properties only (applicable upon handover for off-plan purchases)
- Renewable every 2 years
- Family sponsorship allowed
- Bank account & Emirates ID
Taxation
The Efficiency of Zero
Why smart capital is moving to a tax-neutral jurisdiction.
| TAX TYPE | INDIA (RESIDENT) | DUBAI (NON-RESIDENT) |
|---|---|---|
| Rental Income | Taxed at Slab Rate (up to 39%*) | 0% (Tax-Free) |
| Capital Gains | 12.5% (Long Term w/o indexation) | 0% (Tax-Free) |
| Property Wealth Tax | Applicable on certain assets | 0% |
| Repatriation of Funds | Subject to LRS Limits | 100% Free |
Key Takeaways
Net Yield Advantage: Since Dubai has 0% tax on rental income, your net yield is significantly higher than a comparable gross yield in India.
No Exit Tax: When you sell your Dubai property, you keep 100% of the appreciation. There is no capital gains tax to pay in the UAE.
*Disclaimer: Tax laws are subject to change. Analysis is based on FY 2025-26 regulations. We recommend consulting with a chartered accountant for your specific cross-border tax liabilities.
Crypto
Digital Asset Liquidity
Seamlessly convert global digital holdings into tangible real estate assets.
The Compliant Workflow
While direct wallet transfers to developers are rare due to compliance, we facilitate a regulated OTC (Over-The-Counter) process that converts your digital assets into AED Manager’s Cheques instantly.
The 3-Step Execution
KYC & Verification
Submit your passport and source of funds to our licensed OTC partner in Dubai. Approval typically takes less than 2 hours.
KYC & Verification
Submit your passport and source of funds to our licensed OTC partner in Dubai. Approval typically takes less than 2 hours.
KYC & Verification
Submit your passport and source of funds to our licensed OTC partner in Dubai. Approval typically takes less than 2 hours.
Why Use Digital Assets?
Speed of Execution
Close deals in 24 hours without waiting for international SWIFT delays.
Asset Diversification
Secure profits from volatile digital markets into stable, high-yield real estate.
Zero Banking Friction
Bypass daily transfer limits and intermediary bank fees.
Important Note: Transactions are facilitated by third-party custodians licensed by the Virtual Assets Regulatory Authority (VARA). Indian residents are advised to ensure compliance with FEMA regulations regarding the cross-border transfer of virtual digital assets.
Is Your Capital Structure Efficient?
Don’t just buy property. Build a tax-efficient cross-border holding structure. Let our partners audit your remittance strategy before you transfer a single Rupee.